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Monthly investments

Cbob

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Mar 27, 2021
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I'm looking for insights on the best way to add to my isa and spread the money out.
Is it better to add large chunks to a position or smaller chunks over time?
Say I have 10 stocks in a portfolio. Would I be better adding £100 to each one every month, or £1000 to individual stocks over the course of a year?
 
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Smart Finance

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I'm looking for insights on the best way to add to my isa and spread the money out.
Is it better to add large chunks to a position or smaller chunks over time?
Say I have 10 stocks in a portfolio. Would I be better adding £100 to each one every month, or £1000 to individual stocks over the course of a year?
Lump sum investing has out performed cost averaging 67% of the time according to studies but you've also got to account for risk of all the eggs in one basket. If your making a new portfolio I'd spread the investments, if your adding to your portfolio I'd probably invest that £1000 across 2 to 4 stocks to really get compounding going
 
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Cbob

New member
Mar 27, 2021
10
7
187
Lump sum investing has out performed cost averaging 67% of the time according to studies but you've also got to account for risk of all the eggs in one basket. If your making a new portfolio I'd spread the investments, if your adding to your portfolio I'd probably invest that £1000 across 2 to 4 stocks to really get compounding going
Thank you for the advice. :)
 

CleverFox

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Jul 29, 2021
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I have my trading account and my investing account. In my trading account i trade risky stocks when i invest, i systematically buy good dividend yielding stock and companies with good fundamentals every month. By this i could get good average price for the stock. In the long term i found this safe and have a built a good portfolio for the future.
 
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