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Waiting 90 days sucks

Loosechange

New member
Mar 30, 2021
5
3
172
So I signed up and managed to save just over £300 by using the payday transfer and weekly spending topups which is good but I thought it would take it straight away it didn't it took a week to be taken so you need to keep an eye on what you have available in your bank so you don't go over your available balance, I thought I wouldn't need the cash within 90 days but I did 🤦🏻‍♂️ so now waiting till June for that lol I'd probably swap to the 45day account instead.
 

Smart Finance

Administrator
Staff member
Moderator
Feb 23, 2021
692
409
3,887
gumroad.com
So I signed up and managed to save just over £300 by using the payday transfer and weekly spending topups which is good but I thought it would take it straight away it didn't it took a week to be taken so you need to keep an eye on what you have available in your bank so you don't go over your available balance, I thought I wouldn't need the cash within 90 days but I did 🤦🏻‍♂️ so now waiting till June for that lol I'd probably swap to the 45day account instead.
I haven't looked into it much, what's the difference between the 90 days and 45 days? interest rates?
 

md111

New member
Apr 15, 2021
1
0
166
I haven't looked into it much, what's the difference between the 90 days and 45 days? interest rates?
yes Interest rates are the difference

95 days - 0.6%
45 days - 0.4%

Also a Reward savings account of 0.5% but limited to 1 withdrawal a month